Georgia Credit Unions...

Helping People Afford Life

Why switch?

Learn why you should switch to a Georgia Credit union

1. Better Rates. Credit unions offer many of the same products and services as banks, but credit unions often have better rates on loans and better interest rates on deposit accounts. Credit unions are not-for-profit. When you join a credit union you have to pay a small fee into it as a shareholder. That makes you an owner of the credit union and because of that, you’re entitled to benefits. (Last year, members of Georgia credit unions enjoyed $124 million in member benefits they would not have received if they’d conducted their business with banks).

 

2. Lower Fees. It seems as if every time bank customers turn around, they’re being hit with more fees. Credit unions have lower fees. In 2013, credit union members each saved $63 in fees over what they would have been charged by banks.

 

3Federally Insured Deposits. Credit unions are federally insured by the full faith and credit of the United States government. The National Credit Union Share Insurance Fund (NCUSIF) insures members’ deposits up to $250,000.

 

3. Free Checking. Fat chance of finding a bank that has totally free checking these days, but most credit unions still have free checking accounts for members.

 

4. Convenience. Many credit unions offer online banking and most belong to networks that include ATMs and shared branch locations. If you go to any credit union that is part of their network, you will often receive no fee ATM transactions. Even if you do pay a fee, it’s going to be a lot cheaper than traditional bank fees.

 

5. Commitment to Service. With a mission of “people helping people,” credit unions are at the forefront of serving members on a variety of fronts. Year after year, credit unions receive the highest marks in the financial services sector for customer service. They serve the greater community through activities like supporting education, raising funds for charity and participating in disaster relief efforts.

 

Georgia credit unions exist to help you afford life.

Every Georgia resident can join a credit union

We'll help you find a credit union near you.

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Details

Requirements for the Georgia credit union Switch to Save program

- Offer valid at participating Georgia credit unions
- Minimum loan balance of $5,000
- Copy of most recent loan statement(s) must be provided
- Loan qualifying criteria must be met according to individual credit union policy
- Loan must be closed at the credit union
- Available loan products may differ among credit unions

learn more about us!

Want to learn what a credit union is? Click the link below to learn all there is to know about Georgia credit unions and more.

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Videos

Below are two great videos
about Switching to Save

Life is Not a Game
Life is not a game. It’s full of big decisions, big surprises and big expenses too. Buying a car, owning a home, raising a family, planning for retirement - all in what seems like an ever-changing economic climate - also makes life full of challenges. Fortunately, you can count on your credit union to be there for you every step of the way. Standing by you, helping you afford life.

 

The Story of Rebecca & Hank
So, you're still conducting most, if not all of your financial business at a bank, eh? Well, don't get too down on yourself. We've all had to come to terms with making the switch at one point or another. Just take Hank for example. Hank had never given it much thought, until one fateful day when Rebecca helped open his eyes.

 

Rebecca showed Hank some of the major differences between banks and credit unions and, well, let's just say Hank was pleasantly surprised. So take a hint from Hank. Stop hoping to be treated well as a customer and KNOW you'll be treated fantastically as a member. After all, credit unions exist to serve you!

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